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  1. Basic health insurance in the Netherlands (basisverzekering) The basic package in the Netherlands is compulsory and provides the same basic health coverage across all insurers, as it is set by the government. Basic health insurance costs around 100 euros per month and covers things such as: • Appointments with your doctor (huisarts) • Stays at the hospital, surgery and emergency treatment (ziekenhuis) • Ambulance services and patient transport (ambulancevervoer) • Medicine prescriptions (medicijnen) • Blood tests (bloedonderzoek) • Dental care for children under 18 years (tandarts) • Limited dental care for adults over 18, restricted to dental surgery, dental x-rays • Mental health care (geestelijke gezondheidszorg) • Appointments with medical specialists such as dermatologists, allergists or internal specialists (medisch specialist) • Pregnancy, birth care and midwifery services (zwangerschaps- en geboortezorg) • Maternity care (kraamzorg) • Handicapped care (gehandicaptenzorg) • Aged care (ouderenzorg) • Nursing on location (wijkverpleging) • Some therapeutic services such as speech therapy, occupational therapy and diet advice • Physiotherapy (fysiotherapie) for chronic disorders, covered from the 21st treatment onwards Basic insurance and eigen risico It is important to note that for most of the above services you will need to cover a portion of the costs via your annual eigen risico amount (up to a maximum of 385 euros). Services which do not require an eigen risico contribution include: • Appointments with your doctor • Dental health care and physiotherapy for children up to 18 years • Pregnancy, birth care and midwifery services • Maternity care (kraamzorg), however you need to pay a separate hourly rate An up-to-date overview of basic insurance coverage can be found on the Dutch government websit
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  1. The Dutch government has proposed the elimination of the tax benefit for parents, known as the "kindgebonden budget," after 2024. This benefit is a financial support system that assists families with children by providing additional funds to cover child-related expenses. While the government has expressed its intention to discontinue the tax benefit, it is essential to note that this policy change's implementation and exact timeline may be subject to legislative processes and potential revisions. The plan remains in the proposal stage, and further developments may occur that could impact the outcome. If the plan is executed as currently proposed, the implications for families in the Netherlands could be significant. Eliminating the tax benefit for parents would reduce or lose financial support for families raising children. This change may particularly affect households with lower incomes, as they often rely on the kindgebonden budget to help cover the costs associated with childcare, education, and other child-related expenses. Families should monitor updates from the Dutch government regarding this policy change and remain informed about any adjustments or potential alternatives that may be introduced. It is advisable to consult with tax professionals or access relevant government resources to understand the potential impact on individual households and to explore alternative support measures that may be available. The Dutch government typically offers various forms of assistance to families, such as childcare subsidies, child benefits, and other social support programs. Families may need to assess these options and consider how they can mitigate the potential loss of the tax benefit to ensure they continue to receive the necessary financial support to meet the needs of raising children
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