{"id":3257,"date":"2020-05-29T09:25:10","date_gmt":"2020-05-29T07:25:10","guid":{"rendered":"http:\/\/nripio-forum.nl\/?post_type=question&#038;p=3257"},"modified":"2020-05-29T09:25:10","modified_gmt":"2020-05-29T07:25:10","slug":"bank-loans-in-the-netherlands","status":"publish","type":"question","link":"https:\/\/www.nripio-forum.nl\/question\/bank-loans-in-the-netherlands\/","title":{"rendered":"Bank loans in the Netherlands"},"content":{"rendered":"<div class=\"col-md-8\">\n<div class=\"bloc-discussion\">\n<div id=\"p4314026\" class=\" first-entry entry\" data-key=\"firstPost\">\n<div class=\"row\">\n<div class=\"entry-content col-sm-10\">\n<div class=\"entry-content-wrapper\">\n<div class=\"entry-post\">\n<div class=\"post-body\">\n<div class=\"post\">\n<p>Hello,<\/p>\n<p>Finances and banking can sometimes be a headache for many expats, especially when it comes to taking out bank loans.<\/p>\n<p>Is it difficult for an expat to get approved for a bank loan in the Netherlands?<\/p>\n<p>What are the types of bank loans available for expats (mortgage\/bonds; business loans; car loans; personal loans; student loans)?<\/p>\n<p>What are the general conditions for expats to take out bank loans (interest rates; timeframe to repay loans, etc.)?<\/p>\n<p>Which bank in the Netherlands is the most popular or accessible for expats regarding loans?<\/p>\n<p>Would you normally require the services of an accounts manager at the bank in order to facilitate the process of taking out a loan? Is this service free of charge?<\/p>\n<p>What would happen in the case of an unpaid loan if you have to repatriate back to your home country or move somewhere else?<\/p>\n<p>Are there any other options for loans aside from the bank in the Netherlands, such as taking out a loan from your bank in your home country, or other types of companies not affiliated with banks, that give out loans?<\/p>\n<p>Thank you for sharing your experience.<\/p>\n<p>Priscilla<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"entry-footer\">\n<div class=\"row\">\n<div class=\"col-xs-12\">\n<div class=\"buttons\">\n<div class=\"recommend-container likeHeart-container\"><a class=\"fuddleBtn btn fuddleLnk fuddleAll reco-4314026  fuddleBtn-login fuddleBtn-login\" href=\"https:\/\/www.expat.com\/en\/login.php\" rel=\"nofollow\" data-href=\"\/forum\/viewtopic.php?id=800877#reco-4314026\"><i class=\"nc-icon-outline ui-2_favourite-28\"><\/i>\u00a0Like<\/a><\/div>\n<div class=\"main-buttons\"><a class=\"fuddleBtn btn-repondre fuddleLnk fuddleBtn-login\" href=\"https:\/\/www.expat.com\/en\/login.php\" rel=\"nofollow\" data-href=\"forum\/post.php?tid=800877&amp;lang=en\"><i class=\"nc-icon-outline ui-1_edit-76\"><\/i><span class=\"text\">Reply<\/span><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ad-wrapper ad-wrapper-top\">\n<div id=\"div-gpt-ad-1383665821104-0\" class=\"ad-dfp-generic-content\" data-google-query-id=\"CN2e9tnE2OkCFRQAjwoduDgFFg\">\n<div id=\"google_ads_iframe_\/1841350\/V6_forum_view_1_custom_0__container__\"><iframe id=\"google_ads_iframe_\/1841350\/V6_forum_view_1_custom_0\" title=\"3rd party ad content\" name=\"google_ads_iframe_\/1841350\/V6_forum_view_1_custom_0\" width=\"750\" height=\"280\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" data-google-container-id=\"1\" data-load-complete=\"true\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<\/div>\n<\/div>\n<div id=\"p4319737\" class=\"  entry\" data-key=\"#2\">\n<div class=\"row\">\n<div class=\"member-profile col-sm-2\">\n<div class=\"row\">\n<div class=\"col-sm-12 user-info\">\n<div class=\"user-info-hover hidden-xs\">\n<div class=\"row\">\n<div class=\"col-md-3\">\n<div class=\"user-pic-wrapper\">\n<div class=\"user-pic\"><a class=\"fuddleLnk\" href=\"https:\/\/www.expat.com\/forum\/profile.php?id=1856100\" rel=\"nofollow\"><img decoding=\"async\" class=\"lazy-load img-responsive\" src=\"https:\/\/expat-03cdkbceglbjg.stackpathdns.com\/images\/avatars\/default\/woman2-avatar_120x120-t1458045135.png\" alt=\"Marijamo\" data-imgerror=\"Image failed to load\" \/><\/a><\/p>\n<div class=\"user-status offline\" title=\"Offline\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col-md-9\">\n<div class=\"user-info-hover-descr\">\n<div class=\"row user-descr\">\n<div class=\"col-md-12\">\n<div class=\"name\"><\/div>\n<div class=\"badge user-title user-title-member\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row user-date\">\n<div class=\"col-md-12\">\n<div class=\"member-since\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row user-location\">\n<div class=\"col-md-12\"><\/div>\n<\/div>\n<div class=\"row user-path\">\n<div class=\"col-md-12\">\n<div class=\"visited-countries\">\n<div class=\"path\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"user-pic-wrapper\">\n<div class=\"user-pic\"><a class=\"fuddleLnk\" href=\"https:\/\/www.expat.com\/forum\/profile.php?id=1856100\" rel=\"nofollow\"><img decoding=\"async\" class=\"lazy-load img-responsive\" src=\"https:\/\/expat-03cdkbceglbjg.stackpathdns.com\/images\/avatars\/default\/woman2-avatar_120x120-t1458045135.png\" alt=\"Marijamo\" data-imgerror=\"Image failed to load\" \/><\/a><\/div>\n<div class=\"user-status offline\" title=\"Offline\"><\/div>\n<\/div>\n<\/div>\n<div class=\"hidden-xs col-sm-12 user-stats\"><\/div>\n<\/div>\n<\/div>\n<div class=\"entry-content col-sm-10\">\n<div class=\"entry-content-wrapper\">\n<div class=\"entry-header hidden-xs\">\n<div>\n<div class=\"name\"><a class=\"fuddleLnk\" href=\"https:\/\/www.expat.com\/forum\/profile.php?id=1856100\" rel=\"nofollow\">Marijamo<\/a><\/div>\n<p><time class=\"col-date\" datetime=\"2018-08-27T10:00:08+02:00\"><a class=\"postLink\" href=\"https:\/\/www.expat.com\/forum\/viewtopic.php?id=800877#4319737\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">27 August 2018 10:00:08<\/a><\/time><\/p>\n<div class=\"top-right-actions\">\n<div class=\"post-nb\"><a class=\"postLink\" href=\"https:\/\/www.expat.com\/forum\/viewtopic.php?id=800877#4319737\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">#2<\/a><\/div>\n<\/div>\n<div class=\"edited-wrapper\"><\/div>\n<div class=\"clearfix\"><\/div>\n<\/div>\n<div>\n<div class=\"valises\"><\/div>\n<div class=\"total-posts\"><i class=\"nc-icon-outline ui-1_edit-74\"><\/i>5 posts<\/div>\n<div class=\"user-current-location\"><i class=\"nc-icon-outline location_position-pin\"><\/i>Rotterdam, South Holland<\/div>\n<div class=\"clearfix\"><\/div>\n<\/div>\n<\/div>\n<div class=\"entry-post\">\n<div class=\"post-body\">\n<div class=\"post\">\n<p>I have a good experience with bank loans. My account is in ABN AMRO bank and they have a good support for English spoken clients. For loans they have separate department for international clients and everything can go fast.<br \/>\nIt is possible to make an Skype appointment for consultation regarding mortgage (free of charge), where you can get detailed information of how complete process works and what amount you can borrow.<br \/>\nCash loans one can get rather fast. I got one in just two days after application.<br \/>\nIf you plan to buy a house, I would advise you to get a consultant agency for that, as they have more banks in the system and can find a perfect offer for you. If you have a permanent contract, you can buy a house after only 6 months living and working here and only thing you must have is 6-8% of the value of the house to show the bank you are able to pay all extra costs (notaris, tax, evaluation of the house, translator&#8230;)<br \/>\nWe managed to get interest of only 2.9% fixed for 30 years. Whole procedure took about 2 weeks.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","question-category":[182],"question_tags":[],"class_list":["post-3257","question","type-question","status-publish","hentry","question-category-company"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.6 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bank loans in the Netherlands - NRIPIO-FORUM<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nripio-forum.nl\/question\/bank-loans-in-the-netherlands\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank loans in the Netherlands\" \/>\n<meta property=\"og:description\" content=\"Hello, Finances and banking can sometimes be a headache for many expats, especially when it comes to taking out bank loans. 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